Posts Tagged ‘money’

Credit Cards & Personal Loans : Does a Paid Mechanics Lien Decrease Your Credit Score?

June 15, 2010 - 10:12 pm No Comments

Paid and unpaid mechanics liens are not reported to credit bureau agencies, therefore, they cannot decrease a person’s credit score. Discover information on how if an unpaid mechanics lien leads to a lawsuit, the lawsuit could affect credit scores, with information from a financial adviser in this free video on money management and financial planning.

Expert: Matthew McKillen
Contact: www.innovativefg.com
Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients.
Filmmaker: Christopher Rokosz

Duration : 0:1:17

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Money Management & Personal Finance : Understanding Credit Report Scores

June 15, 2010 - 10:03 pm No Comments

Credit report scores are based on information from three credit reporting bureaus. The three bureaus use information from banks and credit agencies to formulate credit scores. Understand the importance of a high credit score with information from a registered financial consultant in this free video on credit reports.

Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC

Duration : 0:1:15

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Beef Up Your Credit Score

June 15, 2010 - 10:03 pm No Comments

Three easy steps to a stellar score that will get you the best rates.

Duration : 0:2:15

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Lifelock Identity Theft Protection

June 15, 2010 - 10:03 pm 5 Comments

Proactive Identity Theft Protection
Free credit Report Yearly
Security with major 3 credit bureaus
Reduce Junk Mail
Reduce Pre-Aproved Credit Card Offers
Fraud alerts set
***Protect Childrens identity***
$1 Million Service Guarantee

Duration : 0:0:29

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Debt Management Tips : How to Raise a Credit Rating

June 15, 2010 - 9:46 pm 1 Comment

Raise a credit rating by getting a copy of all three credit bureau reports and disputing any duplicate or bad accounts. Improve credit scores by contacting creditors and making sure all good history is listed on a credit report with tips from a certified public accountant and credit counselor in this free video on debt management.

Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey

Duration : 0:1:4

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Credit Ratings & Bad Credit : How to Get All 3 Credit Reports for Free

June 15, 2010 - 9:45 pm No Comments

All three credit reports can be obtained for free once a year online through a government-sponsored Web site called AnnualCreditReports.com. Apply for each of the major bureaus online to receive free reports with advice from a credit repair consultant in this free video on personal finance.

Expert: Stetson Lowe
Contact: stetsonlowe.typepad.com
Bio: Stetson Lowe is a credit repair expert. Known as the “mortgage insider,” Lowe assists increasing credit scores for the most challenging of clients.
Filmmaker: Paul Kersey

Duration : 0:1:6

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Bad Credit Repair Part 1

June 15, 2010 - 8:46 pm 4 Comments

http://www.credit-mechanic.blogspot.com Shawn Reed discusses how to organize your debt to settle for pennies on the dollar. This information is 100% Free. This is Part 1 of a series of videos that will help you repair your credit yourself.

Duration : 0:7:27

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To Close or Not To Close (Credit Card Accounts)? – Jake, Amir and Experian

June 15, 2010 - 8:46 pm 25 Comments

The video series THE FUNNY TRUTH ABOUT CREDIT by Experian educates consumers about credit, starring well-known celebrities in hilarious real-life situations. In this episode, web comedians Jake Hurwitz and Amir Blumenfeld argue about if closing credit card accounts can hurt your credit score. Maribel Aber, a financial expert who is getting coffee at the same shop as Jake and Amir, lends her knowledge to settle the debate. Visit http://www.experian.com/credit-education/

Duration : 0:3:31

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Scams

June 15, 2010 - 4:23 am 23 Comments

http://scamalertusa.blogspot.com/

Internet ScamBusters’ 21 Credit Card Fraud Prevention Tips:

1. Keep an eye on your credit card every time you use it, and

make sure you get it back as quickly as possible. Try not to

let your credit card out of your sight whenever possible.

2. Be very careful to whom you give your credit card. Don’t

give out your account number over the phone unless you initiate

the call and you know the company is reputable. Never give your

credit card info out when you receive a phone call. (For

example, if you’re told there has been a ‘computer problem’ and

the caller needs you to verify information.) Legitimate

companies don’t call you to ask for a credit card number over

the phone.

3. Never respond to emails that request you provide your credit

card info via email — and don’t ever respond to emails that

ask you to go to a website to verify personal (and credit card)

information. These are called ‘phishing’ scams.

4. Never provide your credit card information on a website that

is not a secure site.

5. Sign your credit cards as soon as you receive them.

6. Shred all credit card applications you receive.

7. Don’t write your PIN number on your credit card — or have

it anywhere near your credit card (in the event that your

wallet gets stolen).

8. Never leave your credit cards or receipts lying around.

9. Shield your credit card number so that others around you

can’t copy it or capture it on a cell phone or other camera.

10. Keep a list in a secure place with all of your account

numbers and expiration dates, as well as the phone number and

address of each bank that has issued you a credit card. Keep

this list updated each time you get a new credit card.

11. Only carry around credit cards that you absolutely need.

Don’t carry around extra credit cards that you rarely use.

12. Open credit card bills promptly and make sure there are no

bogus charges. Treat your credit card bill like your checking

account — reconcile it monthly. Save your receipts so you can

compare them with your monthly bills.

13. If you find any charges that you don’t have a receipt for

– or that you don’t recognize — report these charges promptly

(and in writing) to the credit card issuer.

14. Always void and destroy incorrect receipts.

15. Shred anything with your credit card number written on it.

16. Never sign a blank credit card receipt. Carefully draw a

line through blank portions of the receipt where additional

charges could be fraudulently added.

17. Carbon paper is rarely used these days, but if there is a

carbon that is used in a credit card transaction, destroy it

immediately.

18. Never write your credit card account number in a public

place (such as on a postcard or so that it shows through the

envelope payment window).

19. Ideally, it’s a good idea to carry your credit cards

separately from your wallet — perhaps in a zippered

compartment or a small pouch.

20. Never lend a credit card to anyone else.

21. If you move, notify your credit card issuers in advance of

your change of address.
If you suspect credit card fraud:

If your credit cards are lost or stolen, contact the issuer(s)

immediately.

Most credit card companies have toll-free numbers and 24-hour

service to deal with these emergencies — they are eager to

avoid credit card fraud.

According to US law, once you have reported the loss or theft

of your credit card, you have no more responsibility for

unauthorized charges. Further, your maximum liability under

federal US law is $50 per credit card — and many credit card

issuers will even waive that fee for good customers.

If you follow all these tips, it will go a long way in

protecting you from credit card fraud.

Duration : 0:1:35

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Make a Paypal account without entering card details

June 15, 2010 - 4:22 am 25 Comments

Many people kept asking how to skip the credit card validation. Well, here it is. As simple as that.

IMPORTANT: You should choose Argentina as your country because there’s no way to skip credit card validation if you register as a USA citizen. If you want to buy and sell without paying for a Paypal account, choose Premier account.

If you need Argentina details, look below. These details can be entered if you want, they are random but real(from Argentina):
Name: Any
Date of Birth: +18
Address: Anchorena 419
City: Buenos Aires
State/Province/Region: Buenos Aires
Postal code: 1730
Phone number: 47991430

Duration : 0:0:30

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