Credit Bureau Phone Numbers

Payday loan offices have been sprouting up across the country for decades. In these hard times, more people than ever are using payday loans to keep bill collectors at bay. Quick money, at interest rates of around 500% or more, for people with bad credit has been praised by some as a lifeline for the poor, but condemned by others as a trap to keep families in debt. Recently some states have passed laws limiting interest rates, but there is one marketplace that knows no borders — the Internet.

ANP visited a conference where online payday-lending lobbyists urged congress to reject reform, and then traveled to a small town near the Virginia-North Carolina border to learn about the experiences of a man who googled “bad credit loans” and found himself in more trouble than he bargained for.

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If you have discovered you are a victim of identity theft this video shows you what actions you should take first. It outlines five steps you should take immediately.

Visit http://www.IdentityTheft.info, “The” identity theft information site for more comprehensive articles, news and videos.

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Proactive Identity Theft Protection
Free credit Report Yearly
Security with major 3 credit bureaus
Reduce Junk Mail
Reduce Pre-Aproved Credit Card Offers
Fraud alerts set
***Protect Childrens identity***
$1 Million Service Guarantee

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How to obtain your free credit report from the three big credit bureaus. Be aware that many offers for “free credit reports” are not free. Most offers require you to sign up for additional services in order to obtain your “free” credit report. They then require you to cancel those additional services in order not to be billed on a recurring monthly basis. If you saw an ad on TV for a free credit report, think about how a big budget ad campaign could possibly offer FreeCreditReports. They can not.

It is important to monitor your credit reports to make sure that there are no signs of identity theft. You should be looking for any lines of credit (credit cards, bank accounts, second mortgages) opened in your name which you did not sign up for.

Visit http://www.www.IdentityTheft.info for more information about safeguarding yourself and your family.

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A proactive way to prevent identity theft is to freeze your credit file with the three credit reporting bureaus, Equifax, TransUnion and Experian. Freezing your credit file means no one can open a new account. It does not close your exisitng lines of credit, but it means that no one can open a new credit account or line of credit. If you’re young and trying to open lines of credit to establish your credit history you probably don’t want to freeze your credit file. However, seniors who don’t need to open more lines of credit and maybe have paid off their mortgage can consider freezing their credit to prevent possible identity theft. Also, consider freezing your credit if you think your personal information was compromised and you’re at risk for identity theft.

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http://www.creditjusticetoday.com/ 610-624-1781 credit justice repair your credit in 75 days NEWS RELEASE
Contact: Megan Fuhrmeister 850.893.4232 or Fuhrmeister@comcast.net
FOR IMMEDIATE RELEASE
Credit expert meets with U.S. Senator to discuss credit crisis
Douglas Muir will offer insight into the credit industry
WASHINGTON, DC — Sen. Carl Levin’s office will meet with Douglas Muir, the founder
and chief executive officer of Credit Justice Services (CJS), to examine the current
credit crisis facing American consumers. Levin is actively looking for additional
information about the credit industry during a series of U.S. Senate Subcommittee
meetings that are examining unfair credit card practices.
CJS is a credit report verification and repair agency that uses interactive software to
remove negative items from individual credit reports. On average, CJS clients see credit
score increases of 50 to 100 points. CJS has helped more than 17,000 consumers
improve their credit since 2004. Muir will provide Levin with details on credit bureau
inaccuracies and how those mistakes affect credit scores.
“I’m excited to meet with Sen. Levin’s staff to share my knowledge and understanding of
the credit industry,” Muir said. “For years I worked on the collection side of the industry,
and I saw the numerous mistakes that each of the three credit bureaus regularly make.
That’s why I was inspired to start CJS.”
Muir’s company has trademarked its repair process called The 75-Day Credit
Makeover™, and CJS representatives work with clients to clean up their credit quickly.
Most of the other big internet credit repair companies charge a monthly fee with an
undetermined deadline, but CJS’ business model is different. Clients are charged only
for inaccurate line items, and the process takes just 75 days.
“Eight out of ten credit reports contain inaccurate information, and the American people
are paying for the credit bureaus’ mistakes,”
http://www.creditjusticetoday.com

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In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these everyday transactions a second thought. But an identity thief does.

Identity theft is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of a good name and credit record. In the meantime, victims of identity theft may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn’t commit. Humiliation, anger, and frustration are among the feelings victims experience as they navigate the process of rescuing their identity.

Working with other government agencies and organizations, the Federal Trade Commission (FTC) has produced this booklet to help you remedy the effects of an identity theft. It describes what steps to take, your legal rights, how to handle specific problems you may encounter on the way to clearing your name, and what to watch for in the future.

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Another call from these bastards and bitches.

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Are you a Chase customer? Watch this video to see how several New York City Chase branches carelessly threw out their customers’ information in the state with the nation’s highest rate of identity theft. Customers’ names, dates of birth, social security numbers, phone numbers, addresses, and account numbers were all found in publicly accessible trash left out on the curb by their city’s largest bank.

If this could be you, be sure to call Chase at (312) 732-7007 and tell them not to trash your identity too!

www.chasetrash.org

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I keep getting calls from a company that wants to help me lower my credit card interest rates. They ask you for your social security and credit card numbers. The caller ID says they’re from Florida, but I’m sure they spoofed the number (if you try calling back, it says the number is disconnected). There are tons of complaints on the Internet about such scamming calls.

This video shows one of those calls. This is kinda long and boring, but my goal was to keep the caller on as long as I could before I drop the bomb (celebrity soundboard) on them. The actual call lasted over 18 minutes.

Soundboards are available here:
http://www.dailyhaha.com/soundboards.htm

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Technorati Tags: call, CARD, credit, fraud, interest, number, phish, Phone, rate, reduction, scam, security, social, telemarketer