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Minnesota Credit Repair Guru Troy Telthoester shares how we remove short sales from someones credit report. Or at least he tries

Duration : 0:0:19

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Technorati Tags: bankruptcy, Bloomington, blooper, bloopers, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

Credit Repair Guru Troy Telthoester slips a lip and has some blooper blunder moments.

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Technorati Tags: bankruptcy, Bloomington, blooper, bloopers, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

MN Credit Insider shares one of the many secrets on how we can remove all negative information (Guaranteed) from a credit report.

Duration : 0:0:33

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Technorati Tags: bankruptcy, Bloomington, blooper, bloopers, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

http://www.RemoveTheCreditBlues.com Follow me on http://Twitter.com/Troy_Credit for updates from the credit world. Credit reports with active accounts are treated differently than credit reports with inactive accounts. This is a must watch to learn about what can be fixed and what cant!

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Technorati Tags: bankruptcy, Bloomington, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

http://www.RemoveTheCreditBlues.com Follow me on http://Twitter.com/Troy_Credit for breaking credit updates.
Are the credit bureaus really trying to help you? Ever wonder if the credit bureaus really have your best interest at heart? No pun intended. It’s all about the money! Millions and Billions!

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Technorati Tags: bankruptcy, Bloomington, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

http://www.RemoveTheCreditBlues.com Follow me on http://Twitter.com/Troy_Credit for breaking credit news. If you are in the Chexsystems data base you know how hard it is to open a checking account! Want to learn how to get out off of the database for free? Check out this credit video!

Duration : 0:1:12

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Technorati Tags: bankruptcy, Bloomington, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

http://www.credit-mechanic.blogspot.com Shawn Reed discusses how to organize your debt to settle for pennies on the dollar. This information is 100% Free. This is Part 1 of a series of videos that will help you repair your credit yourself.

Duration : 0:7:27

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http://www.RemoveTheCreditBlues.com Follow me on http://Twitter.com/Troy_Credit for credit updates. Credit scores change all the time. Learn what causes changes to your score and what to avoid and when. To your better credit.

Duration : 0:2:58

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Technorati Tags: bankruptcy, Bloomington, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester

Tax Credit for First Time Home Buyer Mortgage and Government Assistance Program to Help Home Owners Finance a Real Estate Loan with Low Down Payment and Interest Rate. Go To http://RealEstateMarketingThisWeek.com

Part 5 (Excerpt)

Inventory of foreclosed homes may be declining soon Home sales double in last year

So we are back in studio today with Dan Havey. Dan and I have known each other for many years and we have worked very close over the years in real estate. Dan and I are not necessarily 100% in agreement with where the market is today and whether we are at the bottom or not. I tend to believe that we are. Let me tell you my thinking on this.

Dan uses actual facts and figures to make his prognostications. Heres what I know, I know that Fannie Mae and Freddie Mac have put a moratorium on foreclosures. What that means is that they are slowing the supply of repos. What that means is that they are putting fewer homes on the market, which means the supply has been reduced to a 9 month supply of resale homes on the market. The builders are gearing up, getting ready to start building again, but they are not building again just yet. Thats a great indicator.

Interest rates couldnt be better. They havent been better than they are now, so not only can you buy a house at the same price you would have paid for that house in 2002, but you are going to get a significantly lower interest rate then it would have been then. Effectively a house today is going to cost you less than it would in 2002, with the interest rate and the home value being what they were. Now if property values do continue to increase and the average rate of 4%, your internal rate of return on your investment will increase exponentially.

One of the things that Dan Havey did say, and I kind of think you need to pound on this a couple of more times is this, you dont buy a house for you and your family as an investment, you buy a house because you want to live there, because you want to raise your family there, because its right for you. The investment part of it will come in time on its own. For now owning a home, owning that dirt, raising your family, making your new memories, is the best thing in our opinion that you can do.

Dan, why dont you take a minute and talk about the year over year numbers that you have. Well, there is a number of things I agree with you on Michael and one of the things I was really surprised by when I started looking at the numbers the other day is that since June of 2008, so 7 or 8 months ago, since then, year over year sales actually increased and in many cases have doubled. So lets just say for a specific example if there were 5,000 sales in Maricopa County in June of 2008 that would mean that there were 2,500 a year earlier, and so anytime you see an increase in sales year over year and especially when you see this big of an increase, 100% increase year over year for most all of the last 8 months, that is a huge indicator that the market is starting to recover. Now there are other factors as Michael said, the builders are not quite building yet, but I like the fact that there is the moratorium in many cases now on the foreclosures going through, and with the Mortgage Bailout Bill that came out today part of it was $75 Billion that they were going to throw at Fannie Mae, Freddie Mac, and all of the other lenders who received TARP funds to help modify loans.

One of the requirements is if the lender, Fannie, Freddie, or the servicer is working with the home owner they have to stop the foreclosure process, so hopefully what this is going to do is over the next six months its going to help out millions of people. I am not quite sure how they are going to get all of these loans done, there are an awful lot of people that need to have their loans modified, but even if they can just help some of these people to delay the foreclosure sale, help these people get their loans modified.

First off it is going to help keep people in their homes but the biggest thing from the standpoint of property values and first time home buyers is that its going to start taking some of that supply off the market there are going to be less repos out there for people to buy and because of that property values are going to begin to stabilize and quit dropping…

Duration : 0:5:43

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http://www.RemoveTheCreditBlues.com Follow me on http://Twitter.com/Troy_Credit for breaking credit updates! Can you say algorithm? Oh yea, an algorithm that changes all the time. Ask the credit bureau how it works and get a different answer every time. How is a credit score calculated?

Duration : 0:1:55

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Technorati Tags: bankruptcy, Bloomington, Collections, credit bureau, credit card debt, credit repair, credit report, credit restoration, debt elimination, dispute, dispute letter, foreclosure, Minnesota, MN, Remove the credit blues, repossession, short sale, tax lien, Troy, Troy Telthoester